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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,893 | $148,582-69.8% | $135,942-67.0% | $139,456-67.8% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 21.54% | 79.26%-57.7pp | 68.28%-46.7pp | 373.45%-351.9pp |
| Employer contribution / active EE | $6,908 | $5,245+31.7% | $4,858+42.2% | $4,753+45.4% |
| Participant deferral / active EE | $7,457 | $8,101-8.0% | $7,759-3.9% | $6,711+11.1% |
| Admin fee / account holder | $1,501 | $12,402-87.9% | $10,764-86.1% | $11,407-86.8% |