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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,733 | $110,039-91.2% | $97,260-90.0% | $145,884-93.3% |
| Participation rate | 72.7% | 75.9%-3.2pp | 72.7%+0.1pp | 80.3%-7.6pp |
| Annual return | 16.35% | 244.44%-228.1pp | 75.54%-59.2pp | 551.85%-535.5pp |
| Employer contribution / active EE | $1,379 | $3,074-55.1% | $2,721-49.3% | $4,662-70.4% |
| Participant deferral / active EE | $2,075 | $4,674-55.6% | $4,262-51.3% | $6,690-69.0% |
| Admin fee / account holder | $568 | $6,204-90.8% | $5,640-89.9% | $13,392-95.8% |