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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,612 | $55,932-81.0% | $76,735-86.2% | $67,986-84.4% |
| Participation rate | 41.3% | 50.8%-9.5pp | 69.5%-28.2pp | 57.2%-15.9pp |
| Annual return | 22.00% | 23.10%-1.1pp | 29.77%-7.8pp | 31.67%-9.7pp |
| Employer contribution / active EE | $366 | $1,487-75.4% | $2,454-85.1% | $2,019-81.9% |
| Participant deferral / active EE | $1,295 | $2,558-49.4% | $4,088-68.3% | $3,358-61.4% |
| Admin fee / account holder | $1,300 | $4,907-73.5% | $7,189-81.9% | $3,203-59.4% |