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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,739 | $172,111-73.4% | $150,298-69.6% | $137,256-66.7% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 20.17% | 69.37%-49.2pp | 62.79%-42.6pp | 220.34%-200.2pp |
| Employer contribution / active EE | $2,462 | $4,636-46.9% | $4,154-40.7% | $4,156-40.8% |
| Participant deferral / active EE | $11,441 | $6,166+85.6% | $5,453+109.8% | $6,407+78.6% |
| Admin fee / account holder | $491 | $16,471-97.0% | $14,116-96.5% | $12,270-96.0% |