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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,739 | $181,062-74.7% | $158,223-71.1% | $155,188-70.5% |
| Participation rate | 100.0% | 82.7%+17.3pp | 79.2%+20.8pp | 80.8%+19.2pp |
| Annual return | 20.17% | 57.39%-37.2pp | 52.09%-31.9pp | 148.84%-128.7pp |
| Employer contribution / active EE | $2,462 | $4,565-46.1% | $4,109-40.1% | $4,248-42.0% |
| Participant deferral / active EE | $11,441 | $6,134+86.5% | $5,467+109.3% | $6,531+75.2% |
| Admin fee / account holder | $491 | $18,825-97.4% | $16,047-96.9% | $14,480-96.6% |