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| Provider | Service type | Compensation |
|---|---|---|
THE VANGUARD GROUP, INC.4+ years Service code 15 · EIN 23-1945930 | Recordkeeping | $38,280 |
CREATIVE PLANNING LLC1 year Filed as: CREATIVE PLANNING Service code 27 PO BOX 952032 · ST. LOUIS, MO 63195 | Advisory (Plan) | $20,250 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,872 | $88,479-71.9% | $96,515-74.2% | $80,157-69.0% |
| Participation rate | 95.7% | 79.9%+15.8pp | 74.3%+21.4pp | 72.9%+22.8pp |
| Annual return | 49.47% | 22.53%+26.9pp | 35.73%+13.7pp | 40.39%+9.1pp |
| Employer contribution / active EE | $1,388 | $4,177-66.8% | $3,740-62.9% | $2,977-53.4% |
| Participant deferral / active EE | $4,537 | $3,961+14.5% | $4,880-7.0% | $5,015-9.5% |
| Admin fee / account holder | $44 | $211-79.1% | $6,735-99.3% | $145-69.5% |