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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,761 | $185,312-93.1% | $161,489-92.1% | $154,746-91.8% |
| Participation rate | 91.7% | 82.5%+9.2pp | 78.7%+13.0pp | 80.7%+11.0pp |
| Annual return | 21.75% | 103.84%-82.1pp | 89.72%-68.0pp | 172.34%-150.6pp |
| Employer contribution / active EE | $2,071 | $4,769-56.6% | $4,268-51.5% | $4,379-52.7% |
| Participant deferral / active EE | $3,489 | $6,350-45.0% | $5,630-38.0% | $6,730-48.2% |
| Admin fee / account holder | $645 | $18,654-96.5% | $16,006-96.0% | $14,365-95.5% |