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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,075 | $175,231-97.1% | $149,696-96.6% | $139,466-96.4% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 29.19% | 166.77%-137.6pp | 134.46%-105.3pp | 373.66%-344.5pp |
| Employer contribution / active EE | $1,913 | $5,478-65.1% | $4,821-60.3% | $4,754-59.8% |
| Participant deferral / active EE | $2,683 | $6,521-58.9% | $5,682-52.8% | $6,712-60.0% |
| Admin fee / account holder | $488 | $16,155-97.0% | $13,212-96.3% | $11,409-95.7% |