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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,018 | $22,602-29.1% | $65,566-75.6% | $75,173-78.7% |
| Participation rate | 20.0% | 63.1%-43.1pp | 64.9%-44.9pp | 67.2%-47.2pp |
| Annual return | 22.94% | 71.13%-48.2pp | 47.40%-24.5pp | 160.72%-137.8pp |
| Employer contribution / active EE | $472 | $941-49.9% | $1,692-72.1% | $2,671-82.3% |
| Participant deferral / active EE | $1,814 | $1,695+7.0% | $2,832-36.0% | $4,126-56.0% |
| Admin fee / account holder | $145 | $1,877-92.3% | $4,114-96.5% | $5,651-97.4% |