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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,949 | $25,979-38.6% | $71,778-77.8% | $68,490-76.7% |
| Participation rate | 30.8% | 54.5%-23.7pp | 62.3%-31.6pp | 67.9%-37.1pp |
| Annual return | 110.60% | -15.10%+125.7pp | 9.15%+101.4pp | -7.85%+118.5pp |
| Employer contribution / active EE | $352 | $900-60.9% | $1,704-79.3% | $2,597-86.4% |
| Participant deferral / active EE | $2,158 | $1,522+41.7% | $2,656-18.8% | $4,028-46.4% |
| Admin fee / account holder | $164 | $2,022-91.9% | $3,974-95.9% | $5,403-97.0% |