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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,791 | $148,623-55.7% | $135,974-51.6% | $139,466-52.8% |
| Participation rate | 92.3% | 83.9%+8.4pp | 81.9%+10.4pp | 80.3%+12.0pp |
| Annual return | 18.83% | 79.30%-60.5pp | 68.30%-49.5pp | 373.66%-354.8pp |
| Employer contribution / active EE | $6,561 | $5,246+25.1% | $4,859+35.0% | $4,754+38.0% |
| Participant deferral / active EE | $2,115 | $8,103-73.9% | $7,760-72.7% | $6,712-68.5% |
| Admin fee / account holder | $943 | $12,406-92.4% | $10,767-91.2% | $11,409-91.7% |