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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,323 | $138,102-55.6% | $125,381-51.1% | $134,532-54.4% |
| Participation rate | 81.8% | 84.5%-2.7pp | 82.4%-0.6pp | 81.2%+0.6pp |
| Annual return | -16.15% | 750.73%-766.9pp | 572.31%-588.5pp | 418.27%-434.4pp |
| Employer contribution / active EE | $1,628 | $5,245-69.0% | $4,815-66.2% | $4,741-65.7% |
| Participant deferral / active EE | $1,947 | $7,801-75.0% | $7,448-73.9% | $6,401-69.6% |
| Admin fee / account holder | $44,385 | $11,568+283.7% | $10,007+343.5% | $11,429+288.4% |