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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,683 | $76,519-93.9% | $56,025-91.6% | $145,897-96.8% |
| Participation rate | 58.3% | 63.2%-4.9pp | 52.5%+5.8pp | 80.3%-22.0pp |
| Annual return | 14.93% | 3017.03%-3002.1pp | 1712.69%-1697.8pp | 552.29%-537.4pp |
| Employer contribution / active EE | $517 | $1,383-62.6% | $1,042-50.4% | $4,663-88.9% |
| Participant deferral / active EE | $528 | $2,624-79.9% | $1,955-73.0% | $6,689-92.1% |
| Admin fee / account holder | $154 | $3,331-95.4% | $2,828-94.6% | $13,390-98.9% |