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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,528 | $884,045-95.2% | $453,569-90.6% | $167,536-74.6% |
| Participation rate | 44.4% | 81.6%-37.1pp | 78.0%-33.6pp | 82.1%-37.7pp |
| Annual return | 0.00% | 29.49%-29.5pp | 64.43%-64.4pp | 478.82%-478.8pp |
| Employer contribution / active EE | $0 | $5,538-100.0% | $4,072-100.0% | $4,839-100.0% |
| Participant deferral / active EE | $3,840 | $7,898-51.4% | $6,211-38.2% | $6,342-39.5% |
| Admin fee / account holder | $11 | $22,063-100.0% | $11,214-99.9% | $12,315-99.9% |