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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,487 | $154,365-77.7% | $130,231-73.5% | $139,466-75.3% |
| Participation rate | 75.0% | 79.9%-4.9pp | 76.3%-1.3pp | 80.3%-5.3pp |
| Annual return | 4.90% | 30.53%-25.6pp | 38.86%-34.0pp | 373.66%-368.8pp |
| Employer contribution / active EE | $0 | $5,170-100.0% | $4,126-100.0% | $4,754-100.0% |
| Participant deferral / active EE | $12,753 | $8,498+50.1% | $6,799+87.6% | $6,712+90.0% |
| Admin fee / account holder | $49,279 | $9,214+434.8% | $6,020+718.6% | $11,409+331.9% |