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| Provider | Service type | Compensation |
|---|---|---|
Filed as: LINCOLN NATIONAL LIFE INSURANCE CO Service code 13 · EIN 35-1140070 | Contract Administrator | $53,531 |
Filed as: MORGAN STANLEY GLOBAL BANKING OPS Service code 27 · EIN 26-4310844 | Advisory (Plan) | $35,879 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,891 | $79,181-53.4% | $102,423-64.0% | $74,429-50.4% |
| Participation rate | 77.6% | 74.8%+2.8pp | 76.5%+1.1pp | 67.2%+10.4pp |
| Annual return | 14.59% | 54.97%-40.4pp | 29.42%-14.8pp | 1368.38%-1353.8pp |
| Employer contribution / active EE | $2,254 | $2,362-4.5% | $3,023-25.4% | $2,625-14.1% |
| Participant deferral / active EE | $4,931 | $4,416+11.7% | $5,054-2.4% | $4,348+13.4% |
| Admin fee / account holder | $406 | $2,002-79.7% | $9,455-95.7% | $1,944-79.1% |