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| Provider | Service type | Compensation |
|---|---|---|
Filed as: LINCOLN NATIONAL LIFE INSURANCE CO Service code 13 · EIN 35-1140070 | Contract Administrator | $53,531 |
Filed as: MORGAN STANLEY GLOBAL BANKING OPS Service code 27 · EIN 26-4310844 | Advisory (Plan) | $35,879 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,891 | $79,223-53.4% | $102,460-64.0% | $74,478-50.5% |
| Participation rate | 77.6% | 74.8%+2.9pp | 76.5%+1.1pp | 67.2%+10.4pp |
| Annual return | 14.59% | 54.98%-40.4pp | 29.47%-14.9pp | 1370.56%-1356.0pp |
| Employer contribution / active EE | $2,254 | $2,363-4.6% | $3,025-25.5% | $2,626-14.2% |
| Participant deferral / active EE | $4,931 | $4,417+11.6% | $5,056-2.5% | $4,350+13.3% |
| Admin fee / account holder | $406 | $2,003-79.7% | $9,460-95.7% | $1,946-79.1% |