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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,624 | $86,288+79.2% | $111,306+38.9% | $85,851+80.1% |
| Participation rate | 96.3% | 73.3%+23.0pp | 77.3%+19.0pp | 69.3%+27.0pp |
| Annual return | 14.32% | 19.99%-5.7pp | 54.67%-40.3pp | 318.63%-304.3pp |
| Employer contribution / active EE | $3,662 | $2,044+79.2% | $2,732+34.1% | $2,565+42.7% |
| Participant deferral / active EE | $7,507 | $3,641+106.2% | $4,488+67.3% | $3,952+89.9% |
| Admin fee / account holder | $975 | $8,189-88.1% | $7,966-87.8% | $6,261-84.4% |