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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,469 | $65,437-35.1% | $86,698-51.0% | $66,949-36.6% |
| Participation rate | 83.7% | 75.5%+8.2pp | 76.6%+7.1pp | 69.8%+13.8pp |
| Annual return | -15.08% | -10.91%-4.2pp | 35.96%-51.0pp | 1.57%-16.6pp |
| Employer contribution / active EE | $1,658 | $2,154-23.0% | $2,837-41.6% | $2,545-34.9% |
| Participant deferral / active EE | $3,427 | $4,102-16.4% | $4,656-26.4% | $4,239-19.1% |
| Admin fee / account holder | $739 | $642+15.2% | $7,492-90.1% | $594+24.5% |