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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,498 | $23,330-80.7% | $64,489-93.0% | $82,448-94.5% |
| Participation rate | 67.9% | 68.3%-0.4pp | 67.7%+0.2pp | 68.1%-0.2pp |
| Annual return | 28.99% | 83.66%-54.7pp | 55.03%-26.0pp | 41.64%-12.6pp |
| Employer contribution / active EE | $412 | $824-50.1% | $1,523-73.0% | $2,551-83.9% |
| Participant deferral / active EE | $881 | $1,707-48.4% | $2,778-68.3% | $4,139-78.7% |
| Admin fee / account holder | $771 | $2,946-73.8% | $4,260-81.9% | $7,234-89.3% |