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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,171 | $70,366-69.9% | $66,674-68.2% | $138,895-84.8% |
| Participation rate | 83.3% | 76.2%+7.2pp | 73.7%+9.7pp | 79.9%+3.4pp |
| Annual return | 22.58% | 386.41%-363.8pp | 321.24%-298.7pp | 145.39%-122.8pp |
| Employer contribution / active EE | $3,929 | $2,765+42.1% | $2,620+49.9% | $4,194-6.3% |
| Participant deferral / active EE | $9,074 | $4,374+107.4% | $4,084+122.2% | $6,396+41.9% |
| Admin fee / account holder | $4,060 | $5,262-22.9% | $5,098-20.4% | $12,562-67.7% |