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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,171 | $96,643-85.3% | $86,617-83.6% | $139,456-89.8% |
| Participation rate | 100.0% | 74.4%+25.6pp | 71.7%+28.3pp | 80.3%+19.7pp |
| Annual return | 110.37% | 106.57%+3.8pp | 591.91%-481.5pp | 373.45%-263.1pp |
| Employer contribution / active EE | $1,140 | $3,264-65.1% | $3,023-62.3% | $4,753-76.0% |
| Participant deferral / active EE | $8,874 | $4,835+83.5% | $4,437+100.0% | $6,711+32.2% |
| Admin fee / account holder | $1,448 | $6,406-77.4% | $5,613-74.2% | $11,407-87.3% |