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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,763 | $93,589-67.1% | $135,942-77.4% | $75,181-59.1% |
| Participation rate | 96.9% | 75.2%+21.7pp | 81.9%+15.0pp | 67.2%+29.7pp |
| Annual return | 49.84% | 30.90%+18.9pp | 68.28%-18.4pp | 160.69%-110.8pp |
| Employer contribution / active EE | $6,116 | $3,537+72.9% | $4,858+25.9% | $2,671+129.0% |
| Participant deferral / active EE | $14,801 | $6,405+131.1% | $7,759+90.8% | $4,126+258.7% |
| Admin fee / account holder | $2,186 | $6,977-68.7% | $10,764-79.7% | $5,650-61.3% |