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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,783 | $82,674-84.5% | $125,363-89.8% | $68,495-81.3% |
| Participation rate | 96.5% | 75.0%+21.5pp | 82.4%+14.1pp | 67.9%+28.6pp |
| Annual return | 0.00% | -5.97%+6.0pp | 572.15%-572.1pp | -7.84%+7.8pp |
| Employer contribution / active EE | $4,422 | $3,382+30.8% | $4,815-8.2% | $2,596+70.3% |
| Participant deferral / active EE | $8,145 | $6,111+33.3% | $7,447+9.4% | $4,028+102.2% |
| Admin fee / account holder | $644 | $6,276-89.7% | $10,005-93.6% | $5,403-88.1% |