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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $175,459 | $185,883-5.6% | $170,043+3.2% | $139,466+25.8% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | 50.73% | 60.54%-9.8pp | 53.40%-2.7pp | 373.66%-322.9pp |
| Employer contribution / active EE | $17,801 | $7,596+134.3% | $6,790+162.2% | $4,754+274.4% |
| Participant deferral / active EE | $14,283 | $11,626+22.9% | $10,410+37.2% | $6,712+112.8% |
| Admin fee / account holder | $307 | $15,393-98.0% | $12,824-97.6% | $11,409-97.3% |