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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,146 | $167,522-31.9% | $151,639-24.7% | $134,532-15.2% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.5%+12.5pp | 81.2%+18.8pp |
| Annual return | -43.31% | 7.81%-51.1pp | 3.34%-46.6pp | 418.27%-461.6pp |
| Employer contribution / active EE | $18,411 | $6,828+169.6% | $6,165+198.6% | $4,741+288.3% |
| Participant deferral / active EE | $13,300 | $8,986+48.0% | $8,363+59.0% | $6,401+107.8% |
| Admin fee / account holder | $338 | $13,780-97.5% | $11,613-97.1% | $11,429-97.0% |