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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,095 | $77,523-39.3% | $100,383-53.1% | $80,874-41.8% |
| Participation rate | 80.6% | 77.0%+3.6pp | 81.5%-0.9pp | 67.6%+12.9pp |
| Annual return | 29.89% | 37.21%-7.3pp | 49.26%-19.4pp | 35.62%-5.7pp |
| Employer contribution / active EE | $9,662 | $2,801+244.9% | $3,944+145.0% | $2,756+250.6% |
| Participant deferral / active EE | $10,396 | $6,822+52.4% | $8,086+28.6% | $4,297+141.9% |
| Admin fee / account holder | $1,507 | $5,899-74.5% | $7,900-80.9% | $6,935-78.3% |