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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,663 | $111,535-30.4% | $105,223-26.2% | $137,256-43.4% |
| Participation rate | 50.0% | 78.1%-28.1pp | 75.0%-25.0pp | 80.0%-30.0pp |
| Annual return | 24.50% | 237.85%-213.4pp | 180.65%-156.1pp | 220.34%-195.8pp |
| Employer contribution / active EE | $2,111 | $3,939-46.4% | $3,689-42.8% | $4,156-49.2% |
| Participant deferral / active EE | $6,677 | $5,500+21.4% | $5,072+31.6% | $6,407+4.2% |
| Admin fee / account holder | $276 | $9,721-97.2% | $8,859-96.9% | $12,270-97.8% |