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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,663 | $129,737-40.1% | $119,126-34.8% | $154,746-49.8% |
| Participation rate | 50.0% | 78.9%-28.9pp | 75.8%-25.8pp | 80.7%-30.7pp |
| Annual return | 24.50% | 379.08%-354.6pp | 282.11%-257.6pp | 172.34%-147.8pp |
| Employer contribution / active EE | $2,111 | $4,375-51.7% | $4,034-47.7% | $4,379-51.8% |
| Participant deferral / active EE | $6,677 | $5,842+14.3% | $5,318+25.6% | $6,730-0.8% |
| Admin fee / account holder | $276 | $11,961-97.7% | $10,693-97.4% | $14,365-98.1% |