Retirement plan

SIERRA-CEDAR COMPANIES, LLC 401(K) PLAN

Name: SIERRA-CEDAR COMPANIES, LLC - SIERRA-CEDAR COMPANIES, LLC 401(K) PLAN (2023) Form 5500
Creator: SIERRA-CEDAR COMPANIES, LLC
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, SIERRA-CEDAR COMPANIES, LLC 401(K) PLAN, SIERRA-CEDAR COMPANIES, LLC

SIERRA-CEDAR COMPANIES, LLCEIN 85-1055558Plan #001PY 2023

1255 ALDERMAN DRIVE - ALPHARETTA, GA 30005678-385-7553

Prospect flagsHigh assets / participant

How to read this page

Total assets (EOY)

$276.4M

-4.1% from 2021

Total participants

955

+8.1% from 2021

Average account balance

$291,890

-11.6% from 2021

Annual return

21.66%

+2.59 pp from 2021

Benchmarks

See 3,230 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants250-999

Cohort3,230 peers

Snapshot2023

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$298.05M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$339K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

880

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

97.8%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$8.86M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$22K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+17.87%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$-184

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 4 by compensation

Provider	Service type	Compensation
CAPFINANCIAL PARTNERS LLC2 years Filed as: CAPFINANCIAL PARTNERS, LLC Service code 27 · EIN 26-0058143	Advisory (Plan)	$50,000
MAYER HOFFMAN MCCANN P.C.1 year Filed as: MAYER HOFFMAN MCCANN P.C Service code 10 · EIN 43-1947695	Accounting	$18,323
ASCENSUS LLC2 years Filed as: ASCENSUS Service code 49 · EIN 11-3665754	Other Services	$6,250
FIDELITY INVESTMENTS INSTITUTIONAL4+ years Service code 37 · EIN 04-2647786	Loan Processing	-$236,429

Plan features & details

Pension benefit codes2F2E2G2J2T3D2R

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2R
Participant-directed brokerage accounts
Participant-directed brokerage accounts provided as an investment option under the plan.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

InformationalHigh assets / participant
Assets per participant exceed $250,000 - top-decile high-value plan.

Expense breakdown

Schedule H Part II

Admin total

-$163K

$-410 / participant

Investment mgmt$50K0.0%

% of EOY assets

-0.059%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: MAYER HOFFMAN MCCANN P.C.
Auditor EIN: 431947695
Audit fees: $18,323
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$291,890

$95,438+205.8%

$135,998+114.6%

$74,478+291.9%

Participation rate

98.0%

78.2%+19.8pp

81.9%+16.1pp

70.7%+27.3pp

Annual return

21.66%

32.61%-10.9pp

68.37%-46.7pp

34.37%-12.7pp

Employer contribution / active EE

$6,848

$3,878+76.6%

$4,860+40.9%

$2,637+159.7%

Participant deferral / active EE

$13,099

$7,790+68.1%

$7,761+68.8%

$4,530+189.2%

Admin fee / account holder

-$172

$259-166.6%

$10,769-101.6%

$347-149.6%

Provider

Service type

Compensation

CAPFINANCIAL PARTNERS LLC2 years

Filed as: CAPFINANCIAL PARTNERS, LLC

Service code 27 · EIN 26-0058143

Advisory (Plan)

$50,000

MAYER HOFFMAN MCCANN P.C.1 year

Filed as: MAYER HOFFMAN MCCANN P.C

Service code 10 · EIN 43-1947695

Accounting

$18,323

ASCENSUS LLC2 years

Filed as: ASCENSUS

Service code 49 · EIN 11-3665754

Other Services

$6,250

FIDELITY INVESTMENTS INSTITUTIONAL4+ years

Service code 37 · EIN 04-2647786

Loan Processing

-$236,429

SIERRA-CEDAR COMPANIES, LLC 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

SIERRA-CEDAR COMPANIES, LLC 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion