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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,121 | $102,382-54.0% | $147,005-67.9% | $80,874-41.7% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.2%+17.8pp | 67.6%+32.4pp |
| Annual return | -24.64% | 134.89%-159.5pp | 418.76%-443.4pp | 35.62%-60.3pp |
| Employer contribution / active EE | $1,769 | $3,715-52.4% | $4,934-64.2% | $2,756-35.8% |
| Participant deferral / active EE | $9,676 | $6,646+45.6% | $8,070+19.9% | $4,297+125.2% |
| Admin fee / account holder | $12,876 | $7,942+62.1% | $13,006-1.0% | $6,935+85.7% |