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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,253 | $168,635-9.1% | $147,617+3.8% | $125,389+22.2% |
| Participation rate | 100.0% | 88.8%+11.2pp | 84.6%+15.4pp | 83.2%+16.8pp |
| Annual return | -3.09% | 77.65%-80.7pp | 61.98%-65.1pp | 282.24%-285.3pp |
| Employer contribution / active EE | $11,312 | $6,252+80.9% | $5,564+103.3% | $4,866+132.5% |
| Participant deferral / active EE | $4,929 | $5,507-10.5% | $4,895+0.7% | $5,352-7.9% |
| Admin fee / account holder | $1,396 | $13,580-89.7% | $11,612-88.0% | $9,541-85.4% |