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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $196,175 | $180,459+8.7% | $154,108+27.3% | $135,380+44.9% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | -2.11% | 888.21%-890.3pp | 735.21%-737.3pp | 519.81%-521.9pp |
| Employer contribution / active EE | $11,560 | $6,035+91.5% | $5,298+118.2% | $4,779+141.9% |
| Participant deferral / active EE | $5,248 | $5,806-9.6% | $5,081+3.3% | $5,609-6.4% |
| Admin fee / account holder | $14,190 | $16,145-12.1% | $13,411+5.8% | $10,828+31.1% |