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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $349,949 | $108,825+221.6% | $156,181+124.1% | $82,448+324.4% |
| Participation rate | 74.1% | 72.4%+1.7pp | 78.8%-4.8pp | 68.1%+6.0pp |
| Annual return | 14.89% | 20.59%-5.7pp | 64.87%-50.0pp | 41.64%-26.7pp |
| Employer contribution / active EE | $11,034 | $2,870+284.5% | $4,294+157.0% | $2,551+332.6% |
| Participant deferral / active EE | $11,034 | $4,577+141.1% | $6,132+79.9% | $4,139+166.6% |
| Admin fee / account holder | $10,864 | $9,341+16.3% | $14,586-25.5% | $7,234+50.2% |