| Provider | Service type | Compensation |
|---|---|---|
CHARLES SCHWAB & CO., INC.2 years Filed as: SCHWAB RETIREMENT PLAN SERVICES, IN Service code 15 · EIN 34-1479833 | Recordkeeping | $27,067 |
CHARLES SCHWAB & CO., INC.3 years Filed as: CHARLES SCHWAB & CO INC AND AFFILIA Service code 59 | Shareholder Servicing | $0 |
CHARLES SCHWAB & CO., INC.3 years Service code 59 · EIN 94-1737782 | Shareholder Servicing | $0 |
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $402,618 | $111,491+261.1% | $189,534+112.4% | $86,828+363.7% |
| Participation rate | 97.6% | 87.3%+10.3pp | 87.8%+9.8pp | 72.3%+25.3pp |
| Annual return | 13.23% | 83.50%-70.3pp | 555.39%-542.2pp | 97.95%-84.7pp |
| Employer contribution / active EE | $20,236 | $3,951+412.2% | $6,162+228.4% | $2,406+741.0% |
| Participant deferral / active EE | $14,551 | $6,437+126.1% | $8,220+77.0% | $4,132+252.2% |
| Admin fee / account holder | $78 | $189-58.4% | $12,049-99.3% | $170-53.7% |