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| Provider | Service type | Compensation |
|---|---|---|
CHARLES SCHWAB & CO., INC.2 years Filed as: SCHWAB RETIREMENT PLAN SERVICES,INC Service code 15 · EIN 34-1479833 | Recordkeeping | $37,406 |
CHARLES SCHWAB & CO., INC.6 years Service code 33 · EIN 94-1737782 | Direct payment from the plan; Securit... | $559 |
CHARLES SCHWAB & CO., INC.2 years Filed as: CHARLES SCHWAB & CO.INC. AND AFFIL Service code 59 | Shareholder Servicing | $0 |
Plan reported corrective distributions (failed ADP/ACP testing).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $459,883 | $122,042+276.8% | $184,243+149.6% | $74,429+517.9% |
| Participation rate | 97.7% | 85.5%+12.3pp | 86.8%+10.9pp | 67.2%+30.5pp |
| Annual return | 13.52% | 19.91%-6.4pp | 28.82%-15.3pp | 1368.38%-1354.9pp |
| Employer contribution / active EE | $23,353 | $4,538+414.6% | $6,427+263.4% | $2,625+789.7% |
| Participant deferral / active EE | $17,949 | $7,143+151.3% | $9,132+96.5% | $4,348+312.8% |
| Admin fee / account holder | $110 | $1,252-91.2% | $13,914-99.2% | $1,944-94.3% |