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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,745 | $63,346-0.9% | $92,239-32.0% | $70,124-10.5% |
| Participation rate | 100.0% | 68.7%+31.3pp | 76.5%+23.5pp | 69.5%+30.5pp |
| Annual return | 16.40% | 530.19%-513.8pp | 176.29%-159.9pp | 73.14%-56.7pp |
| Employer contribution / active EE | $9,127 | $2,471+269.3% | $3,680+148.1% | $2,342+289.6% |
| Participant deferral / active EE | $1,885 | $2,854-33.9% | $3,897-51.6% | $3,332-43.4% |
| Admin fee / account holder | $2,475 | $3,841-35.6% | $5,194-52.4% | $4,645-46.7% |