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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,594 | $56,894-16.3% | $84,753-43.8% | $62,881-24.3% |
| Participation rate | 97.2% | 68.5%+28.7pp | 76.6%+20.6pp | 69.3%+27.9pp |
| Annual return | 0.44% | 6.30%-5.9pp | 22.78%-22.3pp | 20.14%-19.7pp |
| Employer contribution / active EE | $0 | $2,400-100.0% | $3,574-100.0% | $2,281-100.0% |
| Participant deferral / active EE | $2,688 | $2,709-0.8% | $3,712-27.6% | $3,203-16.1% |
| Admin fee / account holder | $23,099 | $3,581+545.1% | $5,333+333.1% | $4,296+437.7% |