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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,004 | $65,703-31.5% | $94,228-52.2% | $59,633-24.5% |
| Participation rate | 100.0% | 72.1%+27.9pp | 78.8%+21.2pp | 68.7%+31.3pp |
| Annual return | -6.40% | 5.22%-11.6pp | 10.68%-17.1pp | 2041.40%-2047.8pp |
| Employer contribution / active EE | $3,135 | $2,021+55.1% | $3,587-12.6% | $2,203+42.3% |
| Participant deferral / active EE | $3,721 | $3,143+18.4% | $4,320-13.9% | $3,192+16.6% |
| Admin fee / account holder | $2,821 | $4,264-33.9% | $6,269-55.0% | $4,297-34.4% |