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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,315 | $69,977-35.2% | $108,582-58.3% | $62,881-27.9% |
| Participation rate | 100.0% | 72.9%+27.1pp | 79.6%+20.4pp | 69.3%+30.7pp |
| Annual return | 2.17% | 10.73%-8.6pp | -51.70%+53.9pp | 20.14%-18.0pp |
| Employer contribution / active EE | $2,931 | $2,135+37.3% | $3,758-22.0% | $2,281+28.5% |
| Participant deferral / active EE | $3,666 | $3,165+15.8% | $4,311-15.0% | $3,203+14.5% |
| Admin fee / account holder | $2,241 | $5,076-55.9% | $7,645-70.7% | $4,296-47.8% |