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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $179,576 | $154,228+16.4% | $145,433+23.5% | $137,256+30.8% |
| Participation rate | 77.8% | 83.8%-6.0pp | 82.1%-4.3pp | 80.0%-2.2pp |
| Annual return | 20.18% | 74.59%-54.4pp | 66.58%-46.4pp | 220.34%-200.2pp |
| Employer contribution / active EE | $3,365 | $4,804-29.9% | $4,554-26.1% | $4,156-19.0% |
| Participant deferral / active EE | $7,945 | $8,216-3.3% | $7,897+0.6% | $6,407+24.0% |
| Admin fee / account holder | $2,933 | $14,344-79.5% | $13,129-77.7% | $12,270-76.1% |