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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,238 | $62,592+37.8% | $85,693+0.6% | $85,856+0.4% |
| Participation rate | 56.0% | 61.1%-5.1pp | 69.9%-13.9pp | 69.3%-13.3pp |
| Annual return | 20.66% | 23.77%-3.1pp | 21.49%-0.8pp | 318.58%-297.9pp |
| Employer contribution / active EE | $1,337 | $1,755-23.8% | $2,618-48.9% | $2,565-47.9% |
| Participant deferral / active EE | $2,747 | $2,802-2.0% | $3,923-30.0% | $3,952-30.5% |
| Admin fee / account holder | $4,665 | $4,643+0.5% | $6,874-32.1% | $6,261-25.5% |