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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,126 | $59,804-11.2% | $81,982-35.2% | $79,856-33.5% |
| Participation rate | 50.0% | 61.6%-11.6pp | 69.3%-19.3pp | 69.6%-19.6pp |
| Annual return | 0.00% | 17.56%-17.6pp | 41.31%-41.3pp | 31.71%-31.7pp |
| Employer contribution / active EE | $920 | $1,713-46.3% | $2,498-63.2% | $2,471-62.8% |
| Participant deferral / active EE | $1,623 | $2,695-39.8% | $3,722-56.4% | $3,741-56.6% |
| Admin fee / account holder | $7,006 | $4,288+63.4% | $5,665+23.7% | $5,306+32.0% |