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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,524 | $156,398-23.6% | $147,318-18.9% | $138,895-13.9% |
| Participation rate | 75.0% | 83.8%-8.8pp | 82.1%-7.1pp | 79.9%-4.9pp |
| Annual return | 19.01% | 78.75%-59.7pp | 70.43%-51.4pp | 145.39%-126.4pp |
| Employer contribution / active EE | $7,879 | $4,853+62.3% | $4,593+71.5% | $4,194+87.8% |
| Participant deferral / active EE | $17,866 | $8,237+116.9% | $7,906+126.0% | $6,396+179.3% |
| Admin fee / account holder | $436 | $14,976-97.1% | $13,708-96.8% | $12,562-96.5% |