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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,993 | $196,972-93.9% | $182,262-93.4% | $198,609-94.0% |
| Participation rate | 80.0% | 85.7%-5.7pp | 84.2%-4.2pp | 82.4%-2.4pp |
| Annual return | 18.90% | 158.27%-139.4pp | 140.60%-121.7pp | 202.70%-183.8pp |
| Employer contribution / active EE | $3,122 | $5,364-41.8% | $5,046-38.1% | $5,055-38.2% |
| Participant deferral / active EE | $4,744 | $8,643-45.1% | $8,276-42.7% | $6,977-32.0% |
| Admin fee / account holder | $1,595 | $18,429-91.3% | $16,712-90.5% | $19,030-91.6% |