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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,148 | $75,058-58.5% | $152,301-79.5% | $64,340-51.6% |
| Participation rate | 82.7% | 60.9%+21.8pp | 82.4%+0.2pp | 55.2%+27.4pp |
| Annual return | 200.37% | 29.93%+170.4pp | 80.50%+119.9pp | 24.14%+176.2pp |
| Employer contribution / active EE | $3,445 | $2,605+32.2% | $4,624-25.5% | $1,862+85.0% |
| Participant deferral / active EE | $7,063 | $5,041+40.1% | $8,004-11.7% | $2,980+137.0% |
| Admin fee / account holder | $935 | $4,050-76.9% | $14,398-93.5% | $3,703-74.8% |