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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,148 | $88,360-64.7% | $145,433-78.6% | $67,986-54.2% |
| Participation rate | 82.7% | 65.5%+17.2pp | 82.1%+0.6pp | 57.2%+25.5pp |
| Annual return | 200.37% | 63.15%+137.2pp | 66.58%+133.8pp | 31.67%+168.7pp |
| Employer contribution / active EE | $3,445 | $3,054+12.8% | $4,554-24.4% | $2,019+70.6% |
| Participant deferral / active EE | $7,063 | $5,932+19.1% | $7,897-10.6% | $3,358+110.3% |
| Admin fee / account holder | $935 | $3,313-71.8% | $13,129-92.9% | $3,203-70.8% |