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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,012 | $102,595-96.1% | $94,057-95.7% | $154,746-97.4% |
| Participation rate | 90.9% | 76.0%+14.9pp | 73.3%+17.6pp | 80.7%+10.2pp |
| Annual return | 28.89% | 583.42%-554.5pp | 480.62%-451.7pp | 172.34%-143.5pp |
| Employer contribution / active EE | $1,274 | $3,147-59.5% | $2,933-56.6% | $4,379-70.9% |
| Participant deferral / active EE | $1,904 | $5,118-62.8% | $4,709-59.6% | $6,730-71.7% |
| Admin fee / account holder | $330 | $7,736-95.7% | $7,244-95.4% | $14,365-97.7% |