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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,852 | $100,147-42.2% | $81,286-28.8% | $145,877-60.3% |
| Participation rate | 55.6% | 74.2%-18.7pp | 69.5%-14.0pp | 80.3%-24.7pp |
| Annual return | 16.06% | 34.44%-18.4pp | 24.80%-8.7pp | 551.28%-535.2pp |
| Employer contribution / active EE | $3,517 | $2,977+18.1% | $2,463+42.8% | $4,663-24.6% |
| Participant deferral / active EE | $7,803 | $4,607+69.4% | $3,883+101.0% | $6,691+16.6% |
| Admin fee / account holder | $5,820 | $8,201-29.0% | $5,764+1.0% | $13,402-56.6% |