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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,852 | $100,262-42.3% | $81,370-28.9% | $145,897-60.3% |
| Participation rate | 55.6% | 74.3%-18.7pp | 69.5%-14.0pp | 80.3%-24.8pp |
| Annual return | 16.06% | 34.52%-18.5pp | 24.85%-8.8pp | 552.29%-536.2pp |
| Employer contribution / active EE | $3,517 | $2,979+18.1% | $2,464+42.8% | $4,663-24.6% |
| Participant deferral / active EE | $7,803 | $4,612+69.2% | $3,885+100.8% | $6,689+16.7% |
| Admin fee / account holder | $5,820 | $8,163-28.7% | $5,749+1.2% | $13,390-56.5% |