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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,908 | $23,330-83.2% | $64,489-93.9% | $82,448-95.3% |
| Participation rate | 91.0% | 68.3%+22.7pp | 67.7%+23.3pp | 68.1%+23.0pp |
| Annual return | 24.60% | 83.66%-59.1pp | 55.03%-30.4pp | 41.64%-17.0pp |
| Employer contribution / active EE | $855 | $824+3.7% | $1,523-43.9% | $2,551-66.5% |
| Participant deferral / active EE | $1,749 | $1,707+2.4% | $2,778-37.1% | $4,139-57.8% |
| Admin fee / account holder | $719 | $2,946-75.6% | $4,260-83.1% | $7,234-90.1% |