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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,810 | $78,520-69.7% | $96,576-75.3% | $82,448-71.1% |
| Participation rate | 88.0% | 77.7%+10.3pp | 81.4%+6.6pp | 68.1%+19.9pp |
| Annual return | 13.83% | 41.30%-27.5pp | 38.47%-24.6pp | 41.64%-27.8pp |
| Employer contribution / active EE | $0 | $2,630-100.0% | $3,553-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $3,597 | $6,754-46.7% | $7,956-54.8% | $4,139-13.1% |
| Admin fee / account holder | $650 | $13,455-95.2% | $11,381-94.3% | $7,234-91.0% |