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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,194 | $94,436-27.8% | $115,599-41.0% | $82,637-17.5% |
| Participation rate | 76.9% | 70.4%+6.5pp | 74.3%+2.6pp | 68.1%+8.9pp |
| Annual return | 71.22% | 18.37%+52.9pp | 111.10%-39.9pp | 53.51%+17.7pp |
| Employer contribution / active EE | $7,635 | $2,324+228.6% | $2,955+158.3% | $2,552+199.2% |
| Participant deferral / active EE | $14,639 | $3,955+270.2% | $4,889+199.4% | $4,126+254.8% |
| Admin fee / account holder | $7,806 | $10,328-24.4% | $12,841-39.2% | $7,339+6.4% |