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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,471 | $138,102-84.5% | $125,381-82.9% | $134,532-84.0% |
| Participation rate | 42.9% | 84.5%-41.6pp | 82.4%-39.5pp | 81.2%-38.4pp |
| Annual return | -14.12% | 750.73%-764.8pp | 572.31%-586.4pp | 418.27%-432.4pp |
| Employer contribution / active EE | $6,195 | $5,245+18.1% | $4,815+28.7% | $4,741+30.7% |
| Participant deferral / active EE | $11,565 | $7,801+48.3% | $7,448+55.3% | $6,401+80.7% |
| Admin fee / account holder | $65,797 | $11,568+468.8% | $10,007+557.5% | $11,429+475.7% |