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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,336 | $183,592-83.5% | $155,574-80.5% | $145,877-79.2% |
| Participation rate | 63.6% | 82.7%-19.1pp | 78.2%-14.6pp | 80.3%-16.7pp |
| Annual return | 9.46% | 61.37%-51.9pp | 64.87%-55.4pp | 551.28%-541.8pp |
| Employer contribution / active EE | $1,887 | $5,317-64.5% | $4,676-59.7% | $4,663-59.5% |
| Participant deferral / active EE | $5,043 | $6,466-22.0% | $5,629-10.4% | $6,691-24.6% |
| Admin fee / account holder | $3,464 | $19,316-82.1% | $15,914-78.2% | $13,402-74.2% |